TAP AND QR

Contactless Payment

The world has changed. Contactless payment solutions are now a must for merchants, regardless of whether they are a multi-lane retailer or a single store.

The Transaction Junction integrated solution comes out-the-box with support for NFC, and supported devices display our generic QR code directly on the screen.

payment-switching-pos-contactless-payment
Contactless Payment Methods
Transaction Junction logo_7
TJ QR CODE

The TJ QR code allows for acceptance of a single QR code by any participating QR providers, e.g. Zapper, Snapscan and Masterpass.  This makes it easy for retailers to offer QR acceptance irrespective of the consumer’s choice of QR code provider/wallet.

The TJ QR code is a dynamic code, generated uniquely for every transaction.  The benefit is that the QR code includes the transaction amount, providing a seamless, error-free customer experience in store.

snapscan
SNAPSCAN

SnapScan is used by over 60 000 merchants across South Africa. It allows merchants to display a printed or online SnapScan barcode enabling the customer to scan and pay though the SnapScan app.

zapper
ZAPPER

Zapper is a QR code and URL based digital payment method, with optional loyalty vouchers that can be added based on a spending amount, number of visits or on an item-basis.

masterpass contactless payment
MASTERPASS

Display a QR code to accept contactless payments through Masterpass. A secure and easy way for customers to pay using their smartphones.

3163600
NFC CONTACTLESS CARDS

A convenient way to pay as it allows customers to simply tap their NFC-enabled bank card on the card payment terminal, only requiring a PIN for amounts over R500.

FITBIT PAY
FITBIT PAY

Fitbit Pay makes hands-free payment a breeze. The wearer can simply tap their Fitbit watch anywhere they see the contactless payment symbol and go. The wearer may be required to enter a passcode on their watch for added security.

GARMIN PAY
GARMIN PAY

Garmin Pay allows for quick and effortless payment with nothing needed but the Garmin watch. The wearer can simply tap their Garmin watch anywhere they see the contactless payment symbol. For added security, it requires the wearer to enter a passcode on the watch to make a payment.

samsung pay_contactless payment
SAMSUNG PAY

Android rules the South African population having 84% of the market segment. The customer can simply tap their NFC-enabled Samsung device anywhere they see the contactless payment symbol. Samsung Pay works similarly to NFC card payments where the consumer is required to enter their PIN on the card payment terminal for amounts over R500.

apple pay_contactless payment
APPLE PAY

Launched in 2021, ApplePay is the newest digital payment innovation in South Africa. The customer can simply tap their NFC-enabled Apple device anywhere they see the contactless payment symbol. Apple Pay transactions are verified via the customer’s device (using biometric verification or via a PIN on their Apple device).

Contactless Payment Methods
Transaction Junction logo_7
TJ QR CODE

The TJ QR code allows for acceptance of a single QR code by any participating QR providers, e.g. Zapper, Snapscan and Masterpass.  This makes it easy for retailers to offer QR acceptance irrespective of the consumer’s choice of QR code provider/wallet.

The TJ QR code is a dynamic code, generated uniquely for every transaction.  The benefit is that the QR code includes the transaction amount, providing a seamless, error-free customer experience in store.

snapscan
SNAPSCAN

SnapScan is used by over 60 000 merchants across South Africa. It allows merchants to display a printed or online SnapScan barcode enabling the customer to scan and pay though the SnapScan app.

zapper
ZAPPER

Zapper is a QR code and URL based digital payment method, with optional loyalty vouchers that can be added based on a spending amount, number of visits or on an item-basis.

masterpass contactless payment
MASTERPASS

Display a QR code to accept contactless payments through Masterpass. A secure and easy way for customers to pay using their smartphones.

3163600
NFC CONTACTLESS CARDS

A convenient way to pay as it allows customers to simply tap their NFC-enabled bank card on the card payment terminal, only requiring a PIN for amounts over R500.

FITBIT PAY
FITBIT PAY

Fitbit Pay makes hands-free payment a breeze. The wearer can simply tap their Fitbit watch anywhere they see the contactless payment symbol and go. The wearer may be required to enter a passcode on their watch for added security.

GARMIN PAY
GARMIN PAY

Garmin Pay allows for quick and effortless payment with nothing needed but the Garmin watch. The wearer can simply tap their Garmin watch anywhere they see the contactless payment symbol. For added security, it requires the wearer to enter a passcode on the watch to make a payment.

samsung pay_contactless payment
SAMSUNG PAY

Android rules the South African population having 84% of the market segment. The customer can simply tap their NFC-enabled Samsung device anywhere they see the contactless payment symbol. Samsung Pay works similarly to NFC card payments where the consumer is required to enter their PIN on the card payment terminal for amounts over R500.

apple pay_contactless payment
APPLE PAY

Launched in 2021, ApplePay is the newest digital payment innovation in South Africa. The customer can simply tap their NFC-enabled Apple device anywhere they see the contactless payment symbol. Apple Pay transactions are verified via the customer’s device (using biometric verification or via a PIN on their Apple device).

Benefits for Merchants

Improved operational efficiency

Contactless payments are completed faster and reduce the time spent counting and managing cash.

Enhanced customer experience

Contactless payment has been proven to improve the customer experience due to the faster, smoother payment process.

Loyalty benefits

Some digital payment methods allow merchants to add loyalty benefits, encouraging repeat visits, higher basket spending and new customers.

Secure and certified

Contactless payment methods offer layers of payment security protecting against fraud and other hacks.
Benefits for Consumers

Offers quick and convenient payment

Customers can simply tap an NFC-enabled card or device, or scan a QR code, creating a faster and simpler process.

Utilises mobile phones and watches

Customers can say goodbye to their bulky wallets, and utilise their own smart devices to make payments.

Customers can gain Loyalty benefits

Some digital payment providers (e.g. Zapper) offer rewards to their customers for their purchases and repeat visits.

A cleaner way to pay

Customers appreciate contactless payments as a cleaner method to pay, as these methods require no contact with the payment terminal.

Inspecting transactions through Transpector 5

Many payment processors consider their job done after payments have been processed. Not us! We provide our customers with access to Transpector 5, which gives an intuitive view of each transaction as it happens, along with graphical information on transactional trends with various filtering options.

Transpector 5 also provides for digital reconciliation. This negates the need for retailers to do a manual matching process to find the exception transactions. Our reconciliation engine automatically displays the exception transactions so that they can easily be reconciled at the end of the day.

payment-switching-powerful-reconciliation