Available to merchants both in-person and online, we offer Dynamic Currency Conversion (DCC) to our customers free of charge, with no efforts to enable or maintain.
Why DCC Exists
For international travellers and cross-border shoppers, payment uncertainty is a major friction point. When cardholders are forced to pay in a local currency, it creates a “transactional anxiety” that can lead to cart abandonment or a poor customer experience.
Without DCC, your international customers are essentially paying in the dark. This creates three critical issues:
Exchange rate volatility
The final charged amount is subject to the card network's or issuing bank's exchange rate applied days later. This rate is often unfavourable and may fluctuate between the time of payment and the time the transaction is settled.
Hidden costs
Without DCC, the consumer lacks visibility into the fees charged by their bank.
Delayed clarity
Instead of real-time precision, the cardholder only discovers the final cost when their bank statement arrives days later.
AVAILABLE IN-PERSON AND ONLINE
Solving price uncertainty with DCC
TJ’s DCC infrastructure automatically recognises a foreign card the moment it’s presented. Our system instantly converts the transaction into the cardholder’s home currency based on the exchange rate at the exact time of the sale.
The customer is then presented with the option to pay in either local currency, or their home currency with all applicable fees included in the total price.
AVAILABLE IN-PERSON AND ONLINE
Solving price uncertainty with DCC
TJ’s DCC infrastructure automatically recognises a foreign card the moment it’s presented. Our system instantly converts the transaction into the cardholder’s home currency based on the exchange rate at the exact time of the sale.
The customer is then presented with the option to pay in either local currency, or their home currency with all applicable fees included in the total price.
How it transforms the experience
Total Transparency
The customer sees the final, all-inclusive cost (including applicable fees) on the terminal or checkout page immediately in their home currency.
Exchange Rate Lock-In
By choosing their home currency, they lock in the exchange rate at the time of the payment.
The Power of Choice
The cardholder has the option to pay in their home currency or the local currency.
How it transforms the experience
Total Transparency
The customer sees the final, all-inclusive cost (including applicable fees) on the terminal or checkout page immediately in their home currency.
Exchange Rate Lock-In
By choosing their home currency, they lock in the exchange rate at the time of the payment.
The Power of Choice
The cardholder has the option to pay in their home currency or the local currency.
The DCC transaction steps
01
AUTOMATIC RECOGNITION
When a foreign card is presented at a payment terminal or entered online, the system instantly identifies it as an international card.
02
REAL-TIME CONVERSION
The system automatically converts the transaction amount into the cardholder’s home currency based on the exact exchange rate at that precise moment.
03
THE POWER OF CHOICE
The cardholder is presented with a clear choice on the screen: pay in the local currency or their home currency (which includes all applicable fees in the total).
DCC compatibility
HARDWARE COMPATIBILITY
ACQUIRING BANKS
PAYMENT ACCEPTANCE
PARTNERED WITH
DCC compatibility
HARDWARE COMPATIBILITY
ACQUIRING BANKS
PAYMENT ACCEPTANCE
PARTNERED WITH
Activate DCC through these channels
POS INTEGRATED / TJ PAY
Powering in-person transparent payments with DCC
DCC is supported on a wide range of Android devices, as well as through TJ Pay, our in-house Android payment app. This sophisticated infrastructure ensures that payments are integrated directly into your Point of Sale (POS) system.
ONLINE PAYMENT
Reducing online checkout friction with DCC
Our online DCC platform removes currency uncertainty for international shoppers, helping you to capture an international market, reducing cart abandonment and turning your online store into a profit centre.
FIND OUT MORE
Power up your global revenue with DCC