Transaction Junction’s Complimentary Dynamic Currency Conversion (DCC) Platform Removes Currency Friction and Drives Conversions for In-Person and Online Stores.
South African retailers are riding a wave of unprecedented tourism growth. In 2025, the country welcomed a record 10.5 million international visitors—a significant 17.6% increase from 2024 and surpassing pre-pandemic levels (Stats SA and Department of Tourism). Projections from South African Tourism and government sources point to over 12 million arrivals in 2026 and an ambitious target of 15 million by 2030.
For in-person and online retailers, this surge represents a golden opportunity. International cardholders are arriving in greater numbers year-on-year, yet traditional payments in South African Rand (ZAR) create friction: unfamiliar currencies, uncertain final costs due to fluctuating exchange rates, hidden bank fees, and the dreaded “statement shock” days later.
These pain points lead to hesitation at checkout, higher cart abandonment, and lost sales. Enter Dynamic Currency Conversion (DCC)—the established global standard that directly resolves these issues by allowing customers to pay in their home currency.
Transaction Junction (TJ), a leading Southern African FinTech founded in 2007, has launched a fully complimentary DCC platform. The service enables international Visa and Mastercard cardholders (including those using Apple Pay and Google Pay) to pay in their home currency with complete confidence: locked-in exchange rates at the point of purchase, full visibility of the final amount (all fees included), and no hidden surprises or statement shock.
For TJ merchants accepting in-person payment—DCC is automatically activated once their point of sale (POS) becomes compatible. Whilst for online retailers, DCC will be available soon and enabled upon request.